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Your Worst Return

You can take a student loan, which charges a reasonable rate of interest and invest that money in yourself. If you’re like most students, the return you get from investing in your education will far exceed the cost. You can also take on other debts, such as credit cards, to pay for additional things that […]

A Simple Approach

A credit card doesn’t give you status — it only gives you debt, and debt, like illness, is egalitarian (if anything, both show a preference for the poor). Debt also doesn’t make you an adult — you’re already there. Debt will only make it more difficult as you begin your adult life. If you have […]

College Students and Credit Score

Why is your credit score important to you in college? Many college students are living the carefree life or only focusing on their school and friends and they are not thinking about the future or how their credit scores can affect them. Even though this is a time in your life when you should have […]

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